Have you had a recent change that is causing financial problems for you? Is foreclosure pending on your home? Have you been named in a lawsuit or had a judgment entered against you? Are you facing wage garnishments or a loss in employment? Are you facing separation or divorce? Have health issues caused major medical bills you cannot afford? Are you having financial difficulties that keep you from seeing the light at the end of the tunnel?
Do you want to stop annoying creditor telephone calls and avoid the harassment offered by bill collectors? Is your small business in financial trouble? Are you considering bankruptcy? Is bankruptcy an option for you and if so, are you required to hire a lawyer to represent you? There are a lot of questions to be answered when considering bankruptcy. If you have Bankruptcy Questions in St. Paul, MN, it might be time to call a lawyer.
In addition to questions, there are a lot of individual considerations and criteria that must be met in order to qualify for bankruptcy filing. Having competent legal representation is not required by law, but it is your key to success in bankruptcy court. You can represent yourself in bankruptcy, but there is a high risk of error in a do-it-yourself bankruptcy situation.
There are a lot of law firms in the local area. Lamey Law Firm P.A. is one law firm that offers bankruptcy representation in the following areas:
*Chapter 7 – Liquidation for individuals or companies where reorganization is not an option.
*Chapter 11 – Discharging of certain debts and reorganization of debts while protecting property for businesses and some individuals.
*Chapter 12 – Family Farmer Bankruptcy for reorganization when your family farm suffers from financial distress.
*Chapter 13 – Reorganization of debts for individuals or sole proprietors who qualify and have a stable income.
If you are having financial difficulties as a result of your individual financial situation, a lawyer may be able to help. If your small business is suffering financially, a lawyer may be able to help you. If you are wondering whether bankruptcy may be an option for you, don’t delay; start looking for an attorney today. An attorney can answer all your Bankruptcy Questions in St. Paul, MN. Some law firms even offer free consultations.