Filing for bankruptcy can be an extremely humbling experience for individuals or couples. However, while some individuals who have to file for bankruptcy may not be happy about how their personal finances have turned out, there is a glimmer of hope. In many cases, a bankruptcy filing can help to start a new chapter in a person’s financial life that will allow them to handle their finances better in the future.
Getting a Fresh Financial Start
In order to enjoy the fresh start that bankruptcy can provide, the first thing someone will need to do is seek out the services of a Lawyer in Topeka KS. Speaking with a bankruptcy attorney can be extremely helpful in not only investigating possible alternatives to bankruptcy, but, if bankruptcy is unavoidable, an attorney can be extremely helpful throughout the entire bankruptcy process.
How a Bankruptcy Lawyer can be of Assistance
The services of a bankruptcy Lawyer in Topeka KS begin with the initial consultation where an individual or couple will discuss the financial situations that brought them to consult with a bankruptcy attorney in the first place. If the attorney determines that bankruptcy is the only option for their clients, they will administer a means test. This gauges income and determines whether the clients are able to file for Chapter 7 bankruptcy or if their income levels dictate a chapter 13 bankruptcy file.
The Guidance of a Bankruptcy Attorney
The important thing to remember is that the initial filing can be rather complicated and it’s typically best to have the attorney do the filing. Getting the initial filing wrong means having to re-file, and this can further draw out the bankruptcy process. In addition, not only will the attorney help their clients understand what the courts will be asking of them during the process, but they can also handle communications with creditors that are calling their clients for debt repayments.
There are many more reasons why a bankruptcy attorney can be extremely beneficial. That’s why, if you are considering filing for bankruptcy, it is imperative to speak with an attorney found at Website Domain in order to get a better handle on what lies ahead of you during the bankruptcy process.