Water damage is one of the most common causes for claims against homeowner’s insurance policies. Millions of dollars are spent every year around the United States to make homes safe and livable again following these types of incidents. The average insurance policy will not cover flood damage and may not even cover the other causes of water damage like sewer backups, leaking plumbing or damaged appliances. This means they may not cover the expense of mold remediation either. It is important to check with your insurance company to discover whether or not you are protected and get the protection if it is not already included.
If you happen to experience Water Damage in Mesa AZ, it is possible to save yourself a lot of money and property loss by making the right decisions. Begin by calling your insurance company and a water restoration service immediately so you can get them to your home as soon as possible.
While you wait, dry up any large puddles of water inside the home. Since mold can begin growing in as little as 24-hours, ridding the home of water quickly is important. Remove any wet furnishings or other personal items. Move them outside, into a garage, or anywhere secure and dry with good ventilation. This will make it possible for them to start drying.
Do not throw anything away until your insurance adjuster has arrived. Make sure you photograph everything before you move anything. When the adjuster and the water damage remediation expert arrive, each will inspect the damage. The restoration company will provide you with an estimate for the clean-up and repairs of any structural damage.
After the remediation company has finished their work, it will need to be inspected by the insurance company. In some instances, you may need to pay the company for the service and then be reimbursed by the insurance company. Other insurance companies will pay the restoration service directly.
Other considerations, especially when the Water Damage in Mesa AZ is extensive, include finding somewhere to stay while the remediation work and repairs are performed. Be sure to discuss this with your insurance adjuster when they arrive to ensure any hotel or rental costs will be paid or reimbursed. For help with your questions about remediation or to schedule an inspection, Contact us now.