People expect social security disability to be there when they need it. They worked for years and need relief when they become ill. However, the Social Security Administration (SSA) has strict guidelines to receive disability. SSA defines disability as a mental or physical illness that keeps one from doing any substantial work. Further, the illness must be terminal or last at least 12 months. The agency has a team of professionals that evaluate each application.
First, people apply through one of two programs, SSDI and SSI. SSDI is for those who worked and paid into the social security system. In addition, the applicant must have worked for so long in the decade before becoming disabled. If approved, the individual receives a check based on how much they made while working. Average payments are between $1,000 to $1,200 per month. If denied, seek the help of a Social Security Disability Attorney in Oklahoma City OK. Visit the attorney’s website and discover more info here.
SSI is a joint program of the state and federal governments. Individuals who apply for SSI must be U.S. citizens, have low income, be at least 65, blind or disabled. SSA classifies low income as between $700 to $1400 per month. Applicants may not own property worth more than $2,000, excluding a home and car. Approved applicants receive $733 per month and $1100 monthly for a couple. The Social Security Disability Attorney in Oklahoma City OK advises there are several reasons people may be denied. The disability may not be severe enough or they may not be following doctor’s orders. Indeed, refusal to participate in prescribed treatment is grounds for denial.
People who apply based on drug and alcohol addiction may also be denied. SSA must find that the applicant would still be disabled if they stopped drinking or using drugs. Applicants are denied if they were disabled while committing a felony. Likewise, people who are injured in prison cannot apply for disability. Applicants who are denied have several levels of appeal. The first appeal is called a Request for Reconsideration, followed by a hearing before an Administrative Law Judge. Having an experienced attorney is a great tool for navigating the disability system.