If you are struggling with debt, you might be thinking about filing bankruptcy. Although it isn’t something that you should take lightly, filing bankruptcy can be a good option for getting your finances under control. Filing consultations with Chapter 13 bankruptcy lawyers in Valdosta can help you learn more, but you’ll need to be prepared for your consultation. These are a few tips that can help.
Gather Up Bank Statements
For one thing, you will need to provide bank statements during your bankruptcy consultation. Your attorney will need to know how much money you have in the bank, what you have coming in and what you have going out. If you don’t have your bank statements, you should be able to request them at your bank’s local branch, or you might be able to print them out online.
Find Your Paycheck Stubs
You will need to provide proof of your income when filing bankruptcy. Plus, understanding your household income will make it easier for your attorney to provide you with accurate information. Gathering up your past few paycheck stubs can be a good way to provide information about your income.
Make a List of Debts
When meeting with Chapter 13 bankruptcy lawyers in Valdosta, you should bring along a list of your debts and creditors. This can help your attorney get a better idea of how much you owe and who you owe the money to.
Gather Up Proof of Assets
When filing bankruptcy, you will need to provide information about your assets. Gather up information about your home, vehicles, savings accounts and any other assets that belong to you and your household.
Meeting with a bankruptcy attorney could be the step that you need to take to change your life. Just make sure that you bring the items above along with you so that you will be fully prepared for your consultation.