According to the National Highway Traffic Administration, car accidents occur approximately every sixty seconds all over the world. This adds up to around 5.25 million car accidents a year. In the United States alone, around 43,000 individuals die each year due to serious auto accidents. Those who survive are often left with serious injuries that can cause them to be unable to enjoy life as they once did or even earn a wage. For these victims, it is imperative to work with an accident lawyer in Norwich, CT. Understanding the benefits of hiring a lawyer will allow individuals to make a sound decision.
•Lawyers can help the handling of both insurance companies so a victim is not under stress during the process. They work with the victim’s insurance, so their first party coverage kicks in and takes over some of the burdens of payment. First party claims include uninsured motorist and medical payment coverage. They will also aggressively pursue the at-fault driver’s insurance for a fair settlement.
•They will also help their client reduce the subrogation liens that are placed on their medical bills by their insurance company. This process can be time-consuming and complicated, so it is best left to a lawyer because they fully understand the Federal ERISA law and how it impacts a settlement.
•A lawyer will also research to discover how much liability insurance the at-fault driver holds and how much the victim’s insurance covers so they can determine the maximum amount that will likely be recovered for the measurable damages a victim suffered. This information can help in the process by preventing a victim from exceeding this amount in medical bills.
•Hiring a lawyer will allow a victim to have sound legal guidance so they can decide if they should settle or pursue a lawsuit. They can help a victim to determine which will be most efficient in allowing them to receive a fair outcome.
If you have been involved in a serious auto accident, you are urged to contact an accident lawyer in Norwich, CT. For further information on how a lawyer can help, browse the website. Contact the office of Stephen M. Reck to schedule your appointment right away.