You don’t think it will ever happen to you, but if you are ever faced with a situation where you are injured and can’t work for an extended period of time, you are going to want to have a back-up plan in place. That is where long-term disability insurance in Tampa, FL comes in. This type of insurance essentially ensures that you receive a portion of your income through the duration that you aren’t working. For anyone who does not have any savings to rely on, this is the next best option.
Staying Above Water
Long-term disability insurance isn’t like health insurance. For one, health insurance doesn’t cover bills unrelated to your health such as your rent or utility bills. Worker’s compensation, on the other hand, only gets awarded to those who have had work-related injuries. If you don’t want to rely on credit cards to get you through the weeks or months that you aren’t at work, long-term disability insurance in Tampa, FL is what you need.
Getting the Right Insurance for You
If your employer does not offer long-term disability insurance, you may have no choice but to get it on your own. This can be a daunting task, especially if you know very little about insurance. However, you can always work with a health insurance broker such as those at Affordable Insurance Team to ensure you are getting the best health insurance plan for you.