Personal injury protection, or PIP, covers the costs of the medical expenses and lost wages in most automobile accidents. However, when a person is involved in a crash that causes serious injuries to themselves or a passenger, they may have additional costs that are not covered by insurance. In those cases, it may be beneficial to consult an accident lawyer in Towson. There are three major benefits of hiring a lawyer after a serious accident.
A lawyer can protect your rights. Most people don’t realize they don’t have to accept the money the insurance company offers them after an accident. Insurance companies are aware of this and will only offer a portion of what you might receive if you hire an attorney to represent you.
Lawyers are as skilled at negotiating as insurance company claims adjusters. An experienced Accident Lawyer in Towson can negotiate on your behalf to help you get the money you need to restore your life to the way it was before the crash. When you hire an attorney, you pay for their knowledge and skills.
An attorney will advocate for your best interest. No matter how nice the insurance company’s representatives may seem, they are trying to settle your claim for the lowest amount possible. Unless you have experience settling car insurance claims, you won’t be a match for the claims adjuster. An attorney, on the other hand, can fight for you to ensure you get everything you deserve.
Most auto insurance claims that are handled by an attorney settle for significantly more money that those without one. An attorney can give you the legal guidance you need to make the best decisions regarding your claim to ensure you don’t waste time or money on your case. Though lawyers are able to settle most cases, sometimes an insurance company refuses to negotiate and the case has to be decided by the courts.
Visit STFLawyers.com to learn more about the benefits of hiring a lawyer to help you settle your car accident claim. Crash victims who use an attorney may be able to get compensation for lost wages and pain and suffering as well as additional compensation for their spouse for loss of companionship.