4 Pillar Debt Counsellor in Victoria Can Help Rebuild Your Credit

It’s not easy dealing with financial problems and collection agencies can make you feel like you are not a good person. It’s probably not your fault either. In fact, many debt problems happen when people lose jobs, become ill, or things beyond their control happen. When your life is troubled with debts, a 4 Pillars debt counselor in Victoria can help you, and once it’s all over, you also have help with recovery. Here are some of the things they can assist you with.

The Benefits of Credit Acceleration Programs

When you take out bankruptcy, it can stay on your record for six years, if this is the first time you filed. However, second bankruptcies may be on your credit reports for as long as fourteen years. Even a consumer proposal is in your report for three years. This can make it difficult to establish credit, and it can take a long time. That is the reason that your 4 Pillars debt counselor in Victoria offers credit acceleration.

What is Credit Acceleration?

A credit acceleration program is designed to speed up the process of getting your credit back in order. For example, if you took a consumer proposal strategy, you may qualify for a loan to pay off your proposal ahead of time. You may need to have one year of on-time payments to qualify, but this can drastically cut the time it takes to get your financial affairs in order.

Bankruptcy Assistance

Even if you filed for bankruptcy, you could get help from your 4 Pillars debt counselor in Victoria. They work with you to come up with a personalized plan for cleaning up your credit report and protecting your credit record from further damage. These services can keep you from making financial mistakes in the future.

If you would like to solve your debt problems, your 4 Pillars debt counselor in Victoria is there for you. Check us out on the World Wide Web today at https://www.4pillars.ca for more info.

Disclaimer: All 4 Pillars Debt Relief Specialists are independent consultants that represent and advocate for the debtor during their insolvency and throughout their financial rehabilitation. 4 Pillars Debt Relief Specialists are not Licensed Insolvency Trustees, Lawyers, or Non-profit Credit Counsellors.